HMDA Mortgage Loan Applications & Fair Lending Data API

Search official FFIEC/CFPB HMDA loan-application records by lender LEI, state, year, county, action, loan type, and loan purpose. Returns bounded privacy-modified evidence for lender origination and denial analysis, mortgage-market research, and fair-lending screening. HMDA records are institution-reported evidence—not proof of borrower identity, discrimination, compliance, lender policy, property value, creditworthiness, or current market conditions; outcome analysis requires appropriate denominators and controls. Deterministic test: lei=KB1H1DSPRFMYMCUFXT09&states=CA&years=2024&actionsTaken=1&maxResults=1. MCP tool: search_hmda_mortgage_data.

x402 verified · $0.01 USDC/request · 2 endpoints / 1 tools · Data · base network · x402 protocol

How to call this API

Every protected route returns HTTP 402 with x402 payment requirements. An agent pays the stated USDC amount on Base and retries with the payment header. No API keys, no accounts. Browse the marketplace or list your own API.

By AutoScrape