HMDA Mortgage Loan Applications & Fair Lending Data API
Search official FFIEC/CFPB HMDA loan-application records by lender LEI, state, year, county, action, loan type, and loan purpose. Returns bounded privacy-modified evidence for lender origination and denial analysis, mortgage-market research, and fair-lending screening. HMDA records are institution-reported evidence—not proof of borrower identity, discrimination, compliance, lender policy, property value, creditworthiness, or current market conditions; outcome analysis requires appropriate denominators and controls. Deterministic test: lei=KB1H1DSPRFMYMCUFXT09&states=CA&years=2024&actionsTaken=1&maxResults=1. MCP tool: search_hmda_mortgage_data.
1 of 2 routes settlement-verified · $0.01 USDC/request · 2 endpoints / 1 tools · Data · base network · x402 protocol
Verified routes
/x402/v1/hmda-mortgage-data· $0.01 · Verified with a $0.01 test payment on 8 Aug 2026 · receipt
Other routes are unverified.
Networks: Base (settlement-verified)
Discovery is free. Agents search the catalogue here. Payment happens on the listing 402, not on PayAPI.
url https://payapi.market/mcpListing facts
- Provider
- AutoScrape
- Hosted at
autoscrape-api-seven.vercel.app- Category
- Data
- Price
- $0.01 USDC per request
- Endpoints
- 2
- MCP tools
- 1
- Payment networks
- Base
- Settlement-verified
- 1 route, last checked 2026-08-08
- Listed on PayAPI Market
- 2026-08-08
Try HMDA Mortgage Loan Applications & Fair Lending Data API
Call a verified route without paying first. The server should answer HTTP 402 Payment Required with the price, the USDC asset, the network and the wallet to pay. An x402 client pays that amount on Base and retries with the payment header.
curl -i "https://autoscrape-api-seven.vercel.app/x402/v1/hmda-mortgage-data"About this API
HMDA Mortgage Loan Applications & Fair Lending Data API is listed in the Data category with pricing at $0.01 USDC/request. One route has been settlement-verified by PayAPI Market on 2026-08-08. View receipt on Basescan.
Payments settle on base in USDC via the x402 protocol. AI agents discover this API through the PayAPI Market MCP server and pay per request without API keys or accounts.
This API exposes 2 endpoints. Only the verified route has been tested by PayAPI Market. Other routes are unverified.
Add this badge to your README
Paste this on your site. The link points at this listing. Listing is free and providers keep 100%.
Markdown
[](https://payapi.market/api/hmda-mortgage-loan-applications-fair-lending-data-api)
HTML
<a href="https://payapi.market/api/hmda-mortgage-loan-applications-fair-lending-data-api"><img src="https://payapi.market/badge/hmda-mortgage-loan-applications-fair-lending-data-api.svg" alt="Settlement-verified on PayAPI Market" height="20"></a>
Questions about this API
What does HMDA Mortgage Loan Applications & Fair Lending Data API do?
Search official FFIEC/CFPB HMDA loan-application records by lender LEI, state, year, county, action, loan type, and loan purpose. Returns bounded privacy-modified evidence for lender origination and denial analysis, mortgage-market research, and fair-lending screening. HMDA records are institution-reported evidence—not proof of borrower identity, discrimination, compliance, lender policy, property value, creditworthiness, or current market conditions; outcome analysis requires appropriate denominators and controls. Deterministic test: lei=KB1H1DSPRFMYMCUFXT09&states=CA&years=2024&actionsTaken=1&maxResults=1. MCP tool: search_hmda_mortgage_data. It is provided by AutoScrape.
How much does HMDA Mortgage Loan Applications & Fair Lending Data API cost?
HMDA Mortgage Loan Applications & Fair Lending Data API is priced at $0.01 USDC per request, paid per call with no subscription. Verified with a $0.01 test payment on 8 Aug 2026. The exact amount for each call is in the HTTP 402 response before any money moves.
Do I need an API key or account to use HMDA Mortgage Loan Applications & Fair Lending Data API?
No. HMDA Mortgage Loan Applications & Fair Lending Data API uses the x402 protocol, so an agent pays per request in USDC on Base and gets the response, with no API key, account or signup.
Has HMDA Mortgage Loan Applications & Fair Lending Data API been verified?
Yes, 1 route of its 2 endpoints. PayAPI Market paid for a real call from its own wallet, received real data back and recorded the USDC settlement on-chain, most recently on 2026-08-08. Routes that were not paid for are unverified.
How does an AI agent find HMDA Mortgage Loan Applications & Fair Lending Data API?
Through the free PayAPI Market MCP server at https://payapi.market/mcp, using search_apis or get_api, or over plain HTTP at https://payapi.market/agent/search. Discovery is free; the agent pays the provider directly on the listing's own 402.
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