Give this API a loan amount, an interest rate, and a repayment term, and it…
Give this API a loan amount, an interest rate, and a repayment term, and it returns the exact monthly payment plus a full month-by-month schedule: interest paid, principal repaid, and balance remaining for every payment. Give this API a loan amount, an interest rate, and a repayment term, and it returns the exact monthly payment plus a full month-by-month schedule: interest paid, principal repaid, and balance remaining for every payment. Ask what an extra $300 a month, or a $10,000 lump sum in month 24, would do and it reports the months and interest saved. Every figure uses banker's rounding at pinned precision, so two correct systems agree to the cent. You supply the rate; the API does the math.
1 route settlement-verified · $0.01 USDC/request · 1 endpoint · Finance · base network · x402 protocol
Verified routes
POST /calculate· $0.01 · 2026-10-21 · receipt
Other routes are unverified.
Networks: Base (settlement-verified)
Discovery is free. Agents search the catalogue here. Payment happens on the listing 402, not on PayAPI.
url https://payapi.market/mcpAbout this API
Give this API a loan amount, an interest rate, and a repayment term, and it… is listed in the Finance category with pricing at $0.01 USDC/request. One route has been settlement-verified by PayAPI Market on 2026-10-21. View receipt on Basescan.
Payments settle on base in USDC via the x402 protocol. AI agents discover this API through the PayAPI Market MCP server and pay per request without API keys or accounts.
This API exposes 1 endpoint.
How to call this API
Every protected route returns HTTP 402 with x402 payment requirements. An agent pays the stated USDC amount on Base and retries with the payment header. No API keys, no accounts. Browse the marketplace or list your own API.
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